IMPORTANT PRIVACY NOTICE
LBW Insurance and Financial Services (“LBW”) is concerned about
online privacy issues and wants you to be familiar with how we collect,
use and disclose nonpublic personal information (as defined below) in
connection with the LBW website, www.lbwinsurance.com ("the Site").
connection with nonpublic personal information that we collect through
the Site. You may be accessing our Site from a computer or mobile phone
device (through an iPhone or iPad application, for example) and this Privacy
Policy governs your use of our Site regardless of the means of access.
We also like to interact with you on third party sites where we post content
or invite your feedback, including sites such as www.facebook.com, www.twitter.com,
www.pinterest.com and www.youtube.com (“Third Party Sites”).
personal information, whether through the Site or otherwise.
By using the Site, you agree to the terms of this Policy, as well as the
Terms of Service located here. If you do not agree to the terms of this
Policy and/or the Terms of Service, please do not use the Site. We reserve
the right to change this Policy without prior notice. You can determine
when this Policy was last revised by referring to the "Last Updated"
legend at the bottom of this page. Any changes to our Policy will become
effective upon our posting of the revised Policy on the Site. Use of the
Site following such changes constitutes your acceptance of the revised
Policy then in effect. If this Policy is construed as an offer, acceptance
is limited expressly to the terms and conditions stated herein.
You have certain rights under state and federal law with respect to the
privacy of the information LBW (“we,” “our” or
“us”) obtain about you when we place insurance on your behalf
or provide related insurance services primarily for personal, family,
or household use. We will only share your information for purposes of
placing your insurance, to offer you products and services, or as otherwise
permitted by law.
This Privacy Notice outlines our information sharing practices to help
you understand how we protect your privacy, when we collect and use information
about you, and the measures we take to safeguard that information.
COLLECTION OF INFORMATION
nonpublic personal information about you to place insurance on your behalf or provide other products
or services. The categories of
nonpublic personal information that we collect about you may be from the following sources:
- Information we receive from you on applications, forms, and questionnaires,
including, but not limited to: your occupation, current employer, address,
birth date, marital status, driver’s license number, social security
number, driving record, and health conditions;
- Information about your transactions with us, our affiliates, or previous
insurers, such as your policy coverage, claims information, premiums,
and payment history; and
- Information we receive from insurance-support organizations and third-party
reporting agencies, such as motor vehicle reports which disclose driving
history and credit reporting agencies, who may retain such information
and disclose it to others.
INFORMATION WE DISCLOSE
We may disclose
nonpublic personal information we collect about you, as described above, to affiliated companies and nonaffiliated
companies to allow us to provide you with our services.In addition, the
law allows us to share your financial information with our affiliates
to market products or services to you. We may also disclose nonpublic
personal information we collect about you when otherwise required or permitted
by federal and state law. You cannot prevent these disclosures.
To the extent permitted by applicable law, we may also use, process, transfer,
and store any non-personally identifiable information or de-identified
data about you in an anonymous, pseudonymous, or aggregated manner for
analytics, market research, testing, metrics, reporting, and other lawful
We will not disclose
medical information about you unless allowed by federal or state law or pursuant to your expressed
CORRECTION OF NONPUBLIC PERSONAL INFORMATION
You have the right, upon request to us, to access to and reproduction of
nonpublic personal information about you in our possession.Additionally, you have the right, upon request,
to correction, amendment or deletion of such
nonpublic personal information, and, if we disagree with your request, to add your views to our records.
In order to obtain your information or make such requests, or to report
suspected misuse of your information, you must call the toll-free number
CONFIDENTIALITY AND SECURITY
We protect your
nonpublic personal information.Only employees who provide products or services to you will have access
to such information.We maintain physical, electronic and procedural safeguards
that comply with federal and state regulations to guard your
nonpublic personal information.
YOUR CALIFORNIA PRIVACY RIGHTS
California Civil Code Section 1798.83 permits users who are California
residents to request certain information regarding our disclosure of personal
information to third parties for their direct marketing purposes. To make
such a request, please send an email to or write us at the address listed below.
DO NOT TRACK DISCLOSURE
Some web browsers or other tools include "Do Not Track" (DNT)
features which, when turned on, send a signal to websites you visit indicating
that you do not wish to be tracked across websites over time. At this
time, the Site does not respond to DNT signals.
If you have any questions regarding this Policy, please contact us via
e-mail. Please note that e-mail communications will not necessarily be
secure; accordingly, you should not include credit card information or
other sensitive information in your e-mail correspondence with us. We
can be reached via postal mail at:
LBW Insurance and Financial Services
28055 Smyth Drive
Valencia, CA 91355
Or you can reach us by telephone at (888) 522-7805.
Last updated: 10/26/2018